Credit Check Reports
Asurint’s Credit History Reports can be accessed as part of a pre-configured package or ordered
a-la-carte. Asurint’s Credit Report provides the consumer’s payment history, collections, trade account information, public record information, employment history and a consumer statement that displays any personal statements by the subject of the report that was submitted to the credit bureaus for inclusion in the credit check report.
Employers should use caution when conducting credit checks and evaluate whether the information is related or impactful to the position being filled. It is illegal for them to run credit checks unless it is applicable to the position (for example, financial institutions). Note, credit scores are not provided on these reports.
Federal Bankruptcy Background Checks
The Federal Bankruptcy background check consists of information provided by the Federal Bankruptcy Courts. Cases tried in these courts are those arising under Chapters 7, 9, 11, 12, 13, and 15 of the U.S. Bankruptcy Code. They can be bought for an individual, by spouses together, by a corporation or other entity.